FINCAD offers the most transparent solutions in the industry, providing extensive documentation with every product. This is complemented by an extensive library of white papers, articles and case studies.

Basel II / Basel III

The following business regulation is specific to an industry (Basel II / Basel III: Banks), unlike the financial accounting standards, the regulation outline a set of "pillars" or "titles" for how a business should operate in its respective nature. For a more complete and detailed description of each regulation, it is recommended to visit the respective issuer's website.

Basel II Basel III
Issuer Basel Committee on Banking Supervision
Region International
Organizations Affected Banks

In EU, January 2008
In US, January 2009

Planned December 31, 2012

Basel II is the second of the Basel Accords. The purpose of Basel II is to create an international standard that banking regulators can use when creating regulations about how much capital banks need to put aside to guard against financial and operational risks.

Basel II was introduced to keep pace with the increased sophistication of lenders' operations and risk management and overcome some of the distortions caused by the lack of granularity in Basel I.

Basel III is the third of the Basel Accords, first published in 2009, with expected implementation in December 2012. The objective of the reform package is to improve the banking sector's ability to absorb shocks arising from financial and economic stress.

Basel III proposes many new capital, leverage and liquidity standards to strengthen the regulation, supervision and risk management of the banking sector.

How FINCAD can help

FINCAD solutions provide risk management and scenario analysis functionality (Pillar 1). FINCAD can help decrease reputation risk (Pillar 2), as its solutions use industry standard analytics and the company is an established, reputable company with over 20 years’ experience.

Applicable FINCAD solutions:

Request a free demo of one of the above solutions.

We hope that this information will assist you, but it should not be used or relied upon as a substitute for your own independent research. For a more comprehensive view of the standards/requirements, please visit the respective issuer's website. 


F3 Video

The next generation of powerful valuation and risk solutions is here.


F3 Brochure

Portfolio valuation and risk analytics for multi-asset derivatives and fixed income.